Do you have a Christmas budget?

 1 In 5 say they won’t have a Christmas budget??

 

The year is winding down and the holiday season is rapidly approaching.  With upcoming parties, family gatherings, work functions, children’s school events and the inevitable holiday shopping, now might be the time to complete a mini financial review.  Consider the five financial tips to do before the year ends in the link below, published in the Globe and Mail recently, and determine if now is a good time to set your Christmas budget. 

http://www.theglobeandmail.com/globe-investor/personal-finance/financial-road-map/five-financial-tasks-to-do-before-ringing-in-2013/article4935501/

Additional links within the article also remind you to make sure you keep your financial plans ahead of the hustle and bustle of holiday spending. And remember that the holiday season has a way of turning otherwise rational shoppers into over-spenders who have a hard time saying “no” to $65 tins of peanut brittle.  Enjoy the holiday season knowing that you have set your parameters and will stick to it!  (and also enjoy this recipe for homemade peanut brittle… excellent way to stretch your dollar!)

Metro City Mortgages is here to help with financial assistance and recommendations to aid in keeping you financially fit!  Call us today, can you afford to wait?

Are we placing too much faith in banks’ advice?

It has been reported that people are much more likely to turn to their Bank for financial advice before going anywhere else, including Financial Advisors, the media and even friends and family members.  This is more evident the younger people are, all according to a recent survey done by the Bank of Montreal and discussed in detail in the article published recently in the Globe and Mail… see link below for the full article.

It is true that Banks offer us the financial products that we need, however, are they working in OUR best interest or theirs?  As you read this article, it raises questions as to whether Banks have your best interest and financial goals in mind or are they simply doing what is best to keep your business with them, at any cost.

Click the link, read and give us a call at Metro City Mortgages to see if your Bank is really working for you.

http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/are-we-placing-too-much-faith-in-banks-advice/article5077728/

Remember, we work for YOU, not the Banks!  Can you afford to wait?

Are you thinking of renovating? Call us today to get your equity working for you!

Read article below on how Canadians can boost home value through renovation:

http://ca.finance.yahoo.com/blogs/insight/canadians-boost-home-value-renovation-132555909.html

Does this apply to you???

Home equity lines not a personal bank machine

Click link below:
http://money.ca.msn.com/savings-debt/yourmoney/home-equity-lines-not-a-personal-bank-machine

Metro City Mortgages would like to wish all of our past and present clients a Merry Christmas and Happy New Year! All the best in 2012

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Hi Everyone,
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