https://dominionlending.ca/news/are-you-ready-for-home-ownership/
Thursday, July 30, 2015
Wednesday, July 29, 2015
Thursday, July 23, 2015
Wednesday, July 15, 2015
Another Rate Cut from the Bank of Canada
http://www.theglobeandmail.com/report-on-business/economy/interest-rates/bank-of-canada-rate-announcement/article25514585/
Tuesday, July 14, 2015
Thursday, March 26, 2015
Don’t judge a bank’s mortgage by its hyped-up rate
Don’t judge a bank’s mortgage by its hyped-up rate
The Globe and Mail
The big banks are masterly in how they attract attention to their mortgage rate cuts.
Don’t buy the hype. For the best mortgage deals as defined by low rates and favourable terms, see a mortgage broker. You may still end up doing business with your bank, but failing to at least consult a broker is borderline personal-finance negligence.
Read the full article at:
http://www.theglobeandmail.com/globe-investor/personal-finance/mortgages/dont-judge-a-banks-mortgage-by-its-hyped-up-rate/article23526054/
http://www.theglobeandmail.com/globe-investor/personal-finance/mortgages/dont-judge-a-banks-mortgage-by-its-hyped-up-rate/article23526054/
Ottawa Home & Garden Show
If you're in the Ottawa area, check out the Home and Garden Show this weekend!
Friday, March 6, 2015
Annual Posting Season will soon be here!
Get a mortgage pre-approval now and be ready for your house hunting trip.
I am YOUR Canadian Forces Mortgage Specialist!Having been an Authorized DND Relocation Specialist for many years, I am well diversed in the needs of our Military Members. I have assisted hundreds of members with their postings all across Canada. Since I am able to complete a mortgage anywhere in Canada and with all paperwork being able to be done by fax and phone, it takes the anxiety out of this stressful time. I am with you from start to finish.
Call me today to discuss your mortgage options to ensure you are getting the most from your Financial Envelopes. I will also go over the differences of an MIS and an MIB mortgage.
Unlike the big banks, I can meet evenings or weekends and work around your schedule to make sure you get the best deal possible for your new mortgage at a time that’s convenient for you. I will also take the time to properly explain your options regarding such issues as interest rate buy downs (and tax considerations of not buying down the rate), mortgage portability and fixed vs. floating rates.
Call me today or visit my website for more information!
613-968-5151
http://mortgagesbyandrea.com/cfb.php
Tuesday, March 3, 2015
Dominion Lending Centres Inc. March 2015 Newsletter
Welcome to the March issue of the Mortgage Financing Journal, which is designed to help keep you in the know regarding Real Estate and Mortgage related matters!
This month’s edition looks into mortgage payment frequency and a very important related keyword; ‘accelerated’. We then offer some thoughts on whether or not now is the right day to purchase a property.
Please feel free to ask questions or offer feedback on anything outlined below via phone or email.
Thanks again for your continued support and referrals! Click here to see my newsletter!
Wednesday, February 18, 2015
Friday, February 13, 2015
Mortgage Renewal
MORTGAGE RENEWAL
Shopping for a Renewal
While most Canadians spend a lot of time, and expend a lot of effort, in shopping for an initial mortgage, the same is generally not the case when looking at mortgage term renewals. By omitting proper consideration at the time of renewal, this practice costs Canadian citizens thousands of extra dollars every year. Nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their lender without ever shopping around for a more favourable interest rate.
Homeowners should never accept the first rate offer from their existing lender. Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner a lot of money on their mortgage.
Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.
Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!
Your mortgage is one of your biggest expenses. For this reason it is imperative to find the best interest rates and mortgage terms you possibly can. By shopping around at renewal time you can save substantial amounts of money over the life of your mortgage loan. Don't be one of the 60% who just simply sign their renewal letter and send it back. Use the services of a licensed Dominion Lending Centres mortgage professional to ensure the lenders compete for your business.
Contact me today to see what great options are available to you. Can you afford to wait?
Thursday, February 12, 2015
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